:root{--page:#f2f4f6;--sheet:#fff;--field:#f2f4f6;--ink:#191f28;--ink-2:#333d4b;--muted:#4e5968;--faint:#6b7684;--rule:#e5e8eb;--rule-strong:#d1d6db;--accent:#2272eb;--accent-ink:#fff;--accent-text:#1b64da;--accent-soft:#e8f3ff;--bad:#e42939;--bad-soft:#fee;--ok:#0a8a4a;--ok-soft:#e5f8ee;--warn:#b25400;--warn-soft:#fff3e0;--shadow:0 8px 28px #00173314;--font-body:"Pretendard Variable", Pretendard, -apple-system, BlinkMacSystemFont, "Apple SD Gothic Neo", "Malgun Gothic", system-ui, sans-serif;--font-num:var(--font-body);--step--1:.8125rem;--step-0:1rem;--step-1:1.125rem;--step-2:1.5rem;--step-3:2rem;--step-4:clamp(2rem, 3.6vw + 1rem, 3rem);--radius:20px;--radius-s:12px;--wrap:1080px;color-scheme:light}@media (prefers-color-scheme:dark){:root:not([data-theme=light]){--page:#101113;--sheet:#1c1d21;--field:#26272c;--ink:#f2f4f6;--ink-2:#d9dde2;--muted:#b0b8c1;--faint:#9aa3ad;--rule:#2c2e33;--rule-strong:#3a3d44;--accent:#3182f6;--accent-text:#6ea8ff;--accent-soft:#17263d;--bad:#ff6b76;--bad-soft:#3a1c20;--ok:#3ddc84;--ok-soft:#14301f;--warn:#ffb35c;--warn-soft:#36270f;--shadow:none;color-scheme:dark}}:root[data-theme=dark]{--page:#101113;--sheet:#1c1d21;--field:#26272c;--ink:#f2f4f6;--ink-2:#d9dde2;--muted:#b0b8c1;--faint:#9aa3ad;--rule:#2c2e33;--rule-strong:#3a3d44;--accent:#3182f6;--accent-text:#6ea8ff;--accent-soft:#17263d;--bad:#ff6b76;--bad-soft:#3a1c20;--ok:#3ddc84;--ok-soft:#14301f;--warn:#ffb35c;--warn-soft:#36270f;--shadow:none;color-scheme:dark}*{box-sizing:border-box}[hidden]{display:none!important}html{-webkit-text-size-adjust:100%}body{background:var(--page);color:var(--ink);font-family:var(--font-body);font-size:var(--step-0);letter-spacing:-.01em;word-break:keep-all;overflow-wrap:anywhere;-webkit-font-smoothing:antialiased;margin:0;line-height:1.7}a{color:var(--accent-text);text-underline-offset:3px}a:hover{color:var(--accent)}:focus-visible{outline:2px solid var(--accent);outline-offset:2px}h1,h2,h3{text-wrap:balance;letter-spacing:-.03em;margin:0;line-height:1.35}h1{font-weight:800;font-size:var(--step-4)}h2{font-weight:700;font-size:var(--step-2)}h3{font-size:var(--step-1);font-weight:700}.num{font-variant-numeric:tabular-nums}.muted{color:var(--muted)}.wrap{max-width:var(--wrap);padding-left:max(20px, env(safe-area-inset-left,0px));padding-right:max(20px, env(safe-area-inset-right,0px));margin:0 auto}.site-header{background:var(--sheet);padding-top:env(safe-area-inset-top,0px);z-index:10;border-bottom:1px solid var(--rule);position:sticky;top:0}.site-header .wrap{align-items:center;gap:12px 32px;min-height:64px;display:flex}.brand{flex:none;align-items:center;gap:8px;text-decoration:none;display:inline-flex;color:var(--accent)!important}.brand .seal{background:var(--accent);color:#fff;border-radius:9px;place-items:center;width:30px;height:30px;font-size:15px;font-weight:800;display:grid}.brand b{letter-spacing:-.04em;font-size:1.35rem;font-weight:800}.brand small{display:none}.nav{scrollbar-width:none;gap:4px;font-size:.95rem;font-weight:600;display:flex;overflow-x:auto}.nav::-webkit-scrollbar{display:none}.nav a{white-space:nowrap;border-radius:8px;padding:8px 10px;text-decoration:none;color:var(--muted)!important}.nav a:hover{background:var(--field);color:var(--ink)!important}.nav a[aria-current=page]{color:var(--accent-text)!important}.nav .nav-x{display:none}@media (width>=980px){.nav .nav-x{display:inline-block}.nav .nav-x2{display:none}}@media (width>=1280px){.site-header .wrap{max-width:1240px}.nav .nav-x2{display:inline-block}}@media (width<=860px){.nav .nav-x,.nav .nav-x2{display:inline-block}}@media (width<=760px){.site-header .wrap{flex-direction:column;align-items:stretch;gap:0;padding-top:10px}.nav{margin:2px -10px 4px;padding-right:24px;-webkit-mask-image:linear-gradient(90deg,#000 90%,#0000);mask-image:linear-gradient(90deg,#000 90%,#0000)}}main{padding-bottom:72px}.hero{grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);align-items:center;gap:40px;padding:64px 0 36px;display:grid}@media (width<=860px){.hero{grid-template-columns:minmax(0,1fr);gap:28px;padding-top:40px}}.hero .eyebrow{color:var(--accent-text);margin:0 0 12px;font-size:1.05rem;font-weight:700}.hero h1{font-size:clamp(2.1rem,4vw + 1rem,3.1rem);line-height:1.3}.hero p.sub{font-size:var(--step-1);color:var(--muted);max-width:34ch;margin:18px 0 0}.quick{background:var(--sheet);box-shadow:var(--shadow);border-radius:24px;grid-template-columns:minmax(0,1fr);gap:14px;padding:26px;display:grid}.quick .q-title{color:var(--muted);margin:0;font-size:.95rem;font-weight:700}.quick label{font-size:var(--step--1);color:var(--faint)}.quick .big-in{border-bottom:2px solid var(--accent);align-items:baseline;gap:6px;padding-bottom:6px;display:flex}.quick .big-in input{width:100%;min-width:0;font:inherit;color:var(--ink);background:0 0;border:0;outline:none;flex:1;min-height:0;padding:0;font-size:1.8rem;font-weight:700}.quick .big-in span{color:var(--faint);font-size:1.1rem}.quick .echo{margin-top:-6px}.quick .res{background:var(--field);border-radius:16px;padding:16px 18px}.quick .res p{color:var(--muted);margin:0;font-size:.9rem}.quick .res b{letter-spacing:-.03em;margin:2px 0;font-size:1.9rem;font-weight:800;display:block}.quick .res small{color:var(--faint);font-size:var(--step--1)}.sec{margin-top:44px}.sec-head{justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:16px;display:flex}.sec-head a{font-size:.95rem;font-weight:600;text-decoration:none}.ledger-cards{grid-template-columns:repeat(auto-fill,minmax(min(100%,320px),1fr));gap:12px;display:grid}.card{background:var(--sheet);border-radius:var(--radius);align-items:center;gap:16px;padding:20px 22px;text-decoration:none;transition:transform .15s,box-shadow .15s;display:flex;color:var(--ink)!important}.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}.card .ico{background:var(--accent-soft);height:48px;color:var(--accent-text);border-radius:16px;flex:0 0 48px;place-items:center;font-size:1.1rem;font-weight:800;display:grid}.card .ico.g{background:var(--ok-soft);color:var(--ok)}.card .ico.o{background:var(--warn-soft);color:var(--warn)}.card .ico.p{color:#6b3fd4;background:#f3ecff}.card .txt{flex:1;gap:2px;min-width:0;display:grid}.card h2{letter-spacing:-.02em;font-size:1.08rem}.card p{color:var(--faint);-webkit-line-clamp:2;-webkit-box-orient:vertical;margin:0;font-size:.9rem;line-height:1.5;display:-webkit-box;overflow:hidden}.card .chev{color:var(--rule-strong);flex:none}.strip{grid-template-columns:repeat(auto-fit,minmax(min(100%,240px),1fr));gap:12px;margin-top:44px;display:grid}.strip div{background:var(--sheet);border-radius:var(--radius);padding:20px 22px}.strip b{margin-bottom:4px;font-size:1.02rem;display:block}.strip span{color:var(--muted);font-size:.92rem;line-height:1.6}.tool-head{padding:40px 0 24px}.crumbs{font-size:var(--step--1);color:var(--faint);margin-bottom:10px}.crumbs a{color:var(--faint);text-decoration:none}.lead{font-size:var(--step-1);color:var(--muted);max-width:60ch;margin:12px 0 0}.asof{background:var(--accent-soft);color:var(--accent-text);font-size:var(--step--1);border-radius:999px;align-items:center;gap:8px;margin-top:16px;padding:5px 12px;font-weight:600;display:inline-flex}.bench{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:16px;display:grid}@media (width<=860px){.bench{grid-template-columns:minmax(0,1fr)}}.panel{background:var(--sheet);border-radius:var(--radius);padding:24px}@media (width<=480px){.panel{padding:20px 18px}}.panel>h2{margin-bottom:18px;font-size:1.15rem}.field{gap:8px;margin-bottom:18px;display:grid}.field>label,.field>.label{color:var(--ink-2);font-size:.95rem;font-weight:600}.field .hint{font-size:var(--step--1);color:var(--faint)}.row{grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:0 12px;display:grid}input[type=text],input[type=number],input[type=date],select{width:100%;font:inherit;color:var(--ink);background:var(--field);border-radius:var(--radius-s);border:1.5px solid #0000;min-height:52px;padding:12px 14px;font-weight:500;transition:border-color .15s,background .15s}input[type=text]:focus,input[type=number]:focus,input[type=date]:focus,select:focus{border-color:var(--accent);background:var(--sheet);outline:none}input.money{text-align:right;font-variant-numeric:tabular-nums;font-weight:600}.unit-in{position:relative}.unit-in input{padding-right:48px}.unit-in span{color:var(--faint);pointer-events:none;font-size:.95rem;position:absolute;top:50%;right:14px;transform:translateY(-50%)}.echo{font-size:var(--step--1);color:var(--accent-text);min-height:1.4em;font-weight:600}.seg{flex-wrap:wrap;gap:6px;display:flex}.seg label{position:relative}.seg input{opacity:0;position:absolute;inset:0}.seg span{cursor:pointer;background:var(--field);color:var(--muted);border-radius:999px;padding:9px 16px;font-size:.95rem;font-weight:600;display:inline-block}.seg input:checked+span{background:var(--accent);color:var(--accent-ink)}.seg input:focus-visible+span{outline:2px solid var(--accent);outline-offset:2px}.check{align-items:flex-start;gap:10px;margin-bottom:12px;font-size:.95rem;display:flex}.check input{width:22px;height:22px;accent-color:var(--accent);flex:none;margin-top:2px}.stepper{align-items:center;gap:10px;display:flex}.stepper button{border-radius:var(--radius-s);background:var(--field);width:44px;height:44px;color:var(--ink);cursor:pointer;border:0;font-size:1.3rem}.stepper button:hover{background:var(--rule)}.stepper output{text-align:center;min-width:3ch;font-size:1.4rem;font-weight:700}.passbook{position:sticky;top:84px}.passbook .total{border-bottom:1px solid var(--rule);gap:2px;padding:4px 0 18px;display:grid}.passbook .total>span{color:var(--muted);font-size:.95rem;font-weight:600}.passbook .total b{letter-spacing:-.04em;font-variant-numeric:tabular-nums;font-size:clamp(2rem,5vw,2.6rem);font-weight:800;line-height:1.2}.passbook .total small{margin-left:2px;font-size:1.1rem;font-weight:700}.lines{margin:8px 0 0;padding:0;list-style:none}.lines li{color:var(--muted);justify-content:space-between;gap:12px;padding:9px 0;font-size:.97rem;display:flex}.lines li b{white-space:nowrap;color:var(--ink);font-variant-numeric:tabular-nums;font-weight:600}.lines li.sub{color:var(--faint);padding:4px 0 4px 12px;font-size:.9rem}.stamp{background:var(--bad-soft);color:var(--bad);border-radius:8px;margin-top:14px;padding:5px 12px;font-size:.95rem;font-weight:700;display:inline-block}.stamp.ok{background:var(--ok-soft);color:var(--ok)}.bar{background:var(--field);border-radius:99px;height:8px;margin-top:6px;overflow:hidden}.bar i{background:var(--accent);border-radius:99px;height:100%;transition:width .25s;display:block}.item-score{border-bottom:1px solid var(--rule);padding:12px 0}.item-score .top{justify-content:space-between;gap:10px;display:flex}.item-score .top b{font-variant-numeric:tabular-nums}.item-score .why{font-size:var(--step--1);color:var(--faint)}.note{background:var(--accent-soft);border-radius:var(--radius-s);color:var(--ink-2);margin-top:14px;padding:14px 16px;font-size:.92rem}.note.warn{background:var(--warn-soft)}.disclaimer{font-size:var(--step--1);color:var(--faint);margin-top:16px}.btn{border-radius:var(--radius-s);background:var(--accent);min-height:48px;color:var(--accent-ink);font:inherit;cursor:pointer;border:0;justify-content:center;align-items:center;gap:6px;padding:10px 18px;font-weight:700;text-decoration:none;display:inline-flex}.btn:hover{filter:brightness(.95)}.btn.ghost{background:var(--accent-soft);color:var(--accent-text)}.table-wrap{margin:12px 0;overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:.93rem}th,td{text-align:left;border-bottom:1px solid var(--rule);vertical-align:top;padding:10px 12px}th{color:var(--muted);background:var(--field);font-weight:700}td.n,th.n{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}tr.hit td{background:var(--accent-soft);font-weight:700}.guide{grid-template-columns:minmax(0,1fr) minmax(0,300px);align-items:start;gap:16px;margin-top:16px;display:grid}@media (width<=860px){.guide{grid-template-columns:minmax(0,1fr)}}.guide>.prose{background:var(--sheet);border-radius:var(--radius);padding:32px 36px}@media (width<=480px){.guide>.prose{padding:24px 20px}}.prose{line-height:1.85}.prose h2{margin:40px 0 12px;font-size:1.4rem}.prose h2:first-child{margin-top:0}.prose h3{margin:26px 0 8px}.prose p,.prose li{color:var(--ink-2)}.prose ul,.prose ol{padding-left:1.3em}.prose li{margin:6px 0}.faq details{border-bottom:1px solid var(--rule);padding:14px 0}.faq summary{cursor:pointer;color:var(--ink);font-weight:700}.faq details p{margin:10px 0 0}.sources{font-size:.92rem}.side{background:var(--sheet);border-radius:var(--radius);align-self:start;gap:8px;padding:20px;display:grid;position:sticky;top:84px}.side h2{margin-top:6px;font-size:1rem}.side h2:not(:first-child){margin-top:14px}.side a{border-radius:var(--radius-s);margin:0 -12px;padding:10px 12px;font-size:.95rem;font-weight:600;line-height:1.5;text-decoration:none;display:block;color:var(--ink)!important}.side a small{color:var(--faint);margin-top:2px;font-weight:400;display:block}.side a:hover{background:var(--field)}.info{background:var(--sheet);border-radius:var(--radius);max-width:760px;margin:40px auto 0;padding:36px 40px}@media (width<=480px){.info{margin-top:24px;padding:26px 20px}}.info h1{font-size:var(--step-3);margin-bottom:18px}.site-footer{color:var(--faint);padding:36px 0 calc(40px + env(safe-area-inset-bottom,0px));border-top:1px solid var(--rule);font-size:.9rem}.site-footer nav{flex-wrap:wrap;gap:6px 18px;margin-bottom:10px;display:flex}.site-footer a{text-decoration:none;color:var(--muted)!important}.site-footer a:hover{color:var(--ink)!important}.site-footer p{margin:8px 0 0}.ad-slot{min-height:90px;margin:28px 0}.post-grid{grid-template-columns:repeat(auto-fill,minmax(min(100%,300px),1fr));gap:16px;display:grid}.post-card{background:var(--sheet);border-radius:var(--radius);flex-direction:column;gap:6px;padding-bottom:20px;text-decoration:none;transition:transform .15s,box-shadow .15s;display:flex;overflow:hidden;color:var(--ink)!important}.post-card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}.post-card img{aspect-ratio:16/9;object-fit:cover;background:var(--rule);width:100%;height:auto}.post-card .kicker,.post-card strong,.post-card .muted{padding:0 20px}.post-card .kicker{margin-top:14px}.post-card strong{letter-spacing:-.02em;font-size:1.1rem;line-height:1.45}.post-card .muted{color:var(--faint);-webkit-line-clamp:2;-webkit-box-orient:vertical;font-size:.9rem;display:-webkit-box;overflow:hidden}.kicker{font-size:var(--step--1);font-weight:700;text-decoration:none;display:inline-block;color:var(--accent-text)!important}.post-head{max-width:820px}.post-title{margin-top:8px;font-size:clamp(1.8rem,3.2vw + 1rem,2.6rem)}.post-meta{font-size:var(--step--1);color:var(--faint);margin:12px 0 0}.hero-photo{margin:8px 0 0}.hero-photo img{aspect-ratio:1200/630;object-fit:cover;border-radius:var(--radius);background:var(--rule);width:100%;height:auto;display:block}.hero-photo figcaption{font-size:var(--step--1);color:var(--faint);text-align:right;margin-top:8px}.hero-photo figcaption a{color:var(--faint)!important}.toc{border-radius:var(--radius-s);background:var(--field);margin-bottom:28px;padding:16px 20px}.toc ol{margin:6px 0 0;padding-left:1.3em}.toc li{margin:2px 0}.toc a{text-decoration:none}.post-body>p:first-of-type{margin-top:0}.post-body .scene{background:var(--field);border-radius:16px;margin:0 0 24px;padding:18px 20px}.post-body .scene:before{content:attr(data-label);color:var(--accent-text);margin-bottom:4px;font-size:13px;font-weight:700;display:block}.post-body .example{border:1.5px solid var(--rule);border-radius:16px;margin:22px 0;padding:18px 20px}.post-body .example:before{content:attr(data-label);color:var(--accent-ink);background:var(--accent);border-radius:6px;margin-bottom:6px;padding:2px 8px;font-size:12px;font-weight:700;display:inline-block}.post-body .example p{margin:.5em 0}.post-body .example .sum{font-variant-numeric:tabular-nums;font-weight:600}.post-body .compare{grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr));gap:10px;margin:22px 0;display:grid}.post-body .compare>div{border-radius:16px;padding:16px 18px;font-size:.95rem}.post-body .compare>div:before{content:attr(data-label);margin-bottom:4px;font-weight:700;display:block}.post-body .compare p{margin:.4em 0}.post-body .compare .bad{background:var(--bad-soft)}.post-body .compare .bad:before{color:var(--bad)}.post-body .compare .good{background:var(--ok-soft)}.post-body .compare .good:before{color:var(--ok)}.post-body .tip{background:var(--accent-soft);border-radius:16px;margin:22px 0;padding:16px 20px;font-size:.95rem}.post-body .tip:before{content:"팁";color:var(--accent-text);margin-bottom:2px;font-size:13px;font-weight:700;display:block}.post-body table{margin:12px 0}.try{background:var(--accent);border-radius:16px;justify-content:space-between;align-items:center;gap:12px;margin-top:36px;padding:18px 22px;text-decoration:none;display:flex;color:var(--accent-ink)!important}.try:hover{filter:brightness(.95)}.try small{opacity:.9;font-size:var(--step--1);display:block}.try strong{font-size:1.1rem}.try .go{white-space:nowrap;font-weight:700}.prose table{max-width:100%;display:block;overflow-x:auto}@media (width<=480px){.prose th,.prose td{padding-left:8px;padding-right:8px}}.post-body :is(.scene,.example,.tip,.compare>div)>:last-child{margin-bottom:0}.post-body :is(.scene,.tip,.compare>div)>p:first-of-type{margin-top:0}.post-body .answer{background:var(--sheet);border:2px solid var(--accent);border-radius:16px;margin:0 0 24px;padding:16px 20px}.post-body .answer:before{content:attr(data-label);color:var(--accent-text);margin-bottom:4px;font-size:13px;font-weight:700;display:block}.post-body .answer>:last-child{margin-bottom:0}.post-body .answer>p:first-of-type{margin-top:0}.post-body .answer ul{margin:6px 0 0}.post-sources{margin-top:36px;font-size:.92rem}.post-sources h2{margin:0 0 6px;font-size:1.1rem}@media (prefers-color-scheme:dark){:root:not([data-theme=light]) .card .ico.p{color:#c7b0ff;background:#2a2140}}:root[data-theme=dark] .card .ico.p{color:#c7b0ff;background:#2a2140}.cat-h{color:var(--muted);margin:22px 0 10px;font-size:1rem}.row>.field{min-width:0}input[type=date]{-webkit-appearance:none;appearance:none;min-width:0;max-width:100%}@media (width<=420px){input[type=date]{padding-left:10px;padding-right:8px;font-size:.95rem}}.site-header .wrap{position:relative}.all-menu{flex:none;margin-left:auto}.all-menu summary{cursor:pointer;color:var(--accent-text);background:var(--accent-soft);white-space:nowrap;border-radius:8px;padding:8px 12px;font-size:.95rem;font-weight:700;list-style:none}.all-menu summary::-webkit-details-marker{display:none}.all-menu summary:after{content:"";border-bottom:2px solid;border-right:2px solid;width:6px;height:6px;margin-left:8px;display:inline-block;transform:translateY(-3px)rotate(45deg)}.all-menu[open] summary:after{transform:translateY(0)rotate(-135deg)}.all-panel{z-index:20;background:var(--sheet);border-radius:var(--radius);grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:16px 20px;width:min(720px,100vw - 40px);padding:20px 22px;display:grid;position:absolute;top:calc(100% + 6px);right:20px;box-shadow:0 12px 40px #00173329}.all-panel strong{color:var(--faint);margin-bottom:6px;font-size:.85rem;display:block}.all-panel a{padding:6px 0;font-size:.95rem;font-weight:600;line-height:1.4;text-decoration:none;display:block;color:var(--ink)!important}.all-panel a:hover,.all-panel a[aria-current=page]{color:var(--accent-text)!important}@media (width<=760px){.all-menu{right:max(20px, env(safe-area-inset-right,0px));position:absolute;top:10px}.all-menu summary{padding:6px 10px;font-size:.88rem}.all-panel{grid-template-columns:repeat(2,minmax(0,1fr));width:calc(100vw - 40px);max-height:70vh;right:0;overflow-y:auto}}.intro{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:20px 0 0;display:grid}.intro div{background:var(--sheet);border-radius:var(--radius-s);padding:14px 16px}.intro dt{color:var(--accent-text);font-weight:700;font-size:var(--step--1);margin-bottom:4px}.intro dd{color:var(--ink);margin:0;font-size:.95rem;line-height:1.6}@media (width<=760px){.intro{grid-template-columns:minmax(0,1fr)}}.print-row{flex-wrap:wrap;align-items:center;gap:8px 14px;margin:16px 0 0;display:flex}.print-meta{display:none}@media print{.site-header,.site-footer,.guide,.print-row,.crumbs,.intro,.ad,ins.adsbygoogle{display:none!important}body{color:#000!important;background:#fff!important}.panel{break-inside:avoid;box-shadow:none!important;border:1px solid #ccc!important}.bench{grid-template-columns:1fr 1fr!important}.print-meta{color:#555;margin-top:12px;font-size:10pt;display:block}main{padding-bottom:0}}
